Restaurants & Taverns Insurance

We know you have worked hard to build and grow your business.  You need the best insurance possible to safeguard it from the risks encountered in your day-to-day operations.
That’s why you need protection from the company that knows the ins and outs of commercial property and liability insurance like nobody else. With years of experience in finding the best possible coverage and a great price and knowledge gained from serving small to midsized main street businesses throughout New York, we can offer the right insurance products and services to help your business thrive.

Types of Risks:

• Taverns
• Caterers
• Disco
• Halls
• Pizza Parlor
• Take Out Restaurants (no seating)
• Fast Food Restaurants
• Family Style Restaurants
• Seasonal Restaurants

Types of Policies:

• Commercial Package Policy (CPP)

Allows you to combine several individual coverages into a single policy.  It’s flexible, so you can pick and choose the coverages you need to properly protect your business.

• Property

It safeguards the property your business owns and leases, such as furniture, equipment, inventory and fixtures against loss or damage when a fire, theft or another type of disaster strikes

• General Liability

In the course of doing business, anything can happen.  You need to be prepared to defend yourself from lawsuits and protect your company’s assets.  General liability insurance policies cover you and your business from claims of bodily injury, property damage, and negligence related to your products, services or operations. 

• Spoilage

Helps the business owner compensate for lost revenue should food contamination, food spoilage, or loss of product resulting from power outages or breakdown of coolers or refrigerators.